The Shetland Islands Credit Union Limited, is a mutual not-for-profit organisation owned by its members who invest money in the form of shares and is open to all who fall within the common bond, that is living or working in Shetland, who, having joined the Credit Union, will be entitled to lifetime membership.

The Credit Union’s principal operating aims and objectives like those of other credit unions are:-

To encourage members to save
To be open to all within the community to become members
To provide thrift in the community
To provide low cost loans to members
To increase financial and social inclusion and community development
To guide members to become responsible in handling finances
To insure eligible members at no extra cost

Shetland Credit Union’s vision is that it will be recognised as providing high quality financial services and be responsive to the ever-changing needs of its members. It also aims to achieve growth and expansion in a friendly professional manner by continuing to develop sound business practice within the framework of a strong financial institution.